Rates
Make informed financial decisions with our competitive rates and flexible options.
Explore our current interest rates for savings, term deposits, RRSPs, and more.
Interest rates listed are effective December 12, 2024
| Prime Rate | Rate |
|---|---|
| Prime Rate |
5.45
|
Accounts
| Overdraft Rate | Rate |
|---|---|
| Overdraft Rate |
Prime (5.45%) + 10
|
| Plan 24 Savings | Rate |
|---|---|
| Plan 24 Savings |
1.75
|
| IBC Youth / Service Clubs | Rate |
|---|---|
| IBC Youth / Service Clubs |
1.75
|
| IBC – Tiered | Rate |
|---|---|
| $0 - $999.99 |
0.00
|
| $1,000 - $4,999.99 |
0.75
|
| $5,000 - $9,999.99 |
1.00
|
| $10,000 and over |
1.85
|
Registered Products
| Agri-invest | Rate |
|---|---|
| Agri-invest Savings |
1.75
|
| FHSA | Rate |
|---|---|
| FHSA Variable Savings |
1.75
|
| TFSA | Rate |
|---|---|
| TFSA Variable Savings |
1.75
|
Term Deposits
| Term Deposits - Short Term | Rate |
|---|---|
| 30 - 59 days |
2.25
|
| 60 - 89 days |
2.50
|
| 90 - 179 days |
2.75
|
| 180 - 269 days |
3.25
|
| 270 - 364 days |
3.50
|
| Term Deposits - Redeemable (Non-Registered, TFSA and FHSA) | Rate |
|---|---|
| 12 - 17 months |
3.75
|
| 18 - 29 months |
3.50
|
| 30 - 36 months |
3.50
|
| 48 months |
3.00
|
| 60 months |
3.00
|
| Term Deposits - Non-Redeemable (Non-Registered, TFSA) | Rate |
|---|---|
| 48 months |
3.25
|
| 60 months |
3.25
|
| RRSP & RRIF | Rate |
|---|---|
| Variable |
1.75
|
| 12 -17 months |
3.75
|
| 18 - 29 months |
3.50
|
| 30 - 36 months |
3.50
|
| 48 months |
3.00
|
| 60 months |
3.00
|
Explore our investment accounts
No matter where you are in your financial journey, plan for the future with our range of investment options including TFSAs, RESPs, RRSPs, and more.
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