INTEREST RATESEffective Sept 1, 2023 |
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PRIME RATEEffective July 17, 2023 |
7.20% | |
OVERDRAFT RATE |
Prime (7.20%) + 10% | |
PLAN 24 SAVINGS |
2.75% | |
IBC YOUTH / SERVICE CLUBS |
2.75% | |
IBC – tiered |
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| $0 to $999.99 | 0.00% | |
| $1,000.00 to $ 4,999.99 | 2.25% | |
| $5,000.00 to $9,999.99 | 2.35% | |
| $10,000.00 & OVER | 2.90% | |
AGRI-INVEST SAVINGS |
2.75% | |
FHSA VARIABLE SAVINGS |
2.90% | |
TFSA VARIABLE SAVINGS |
2.90% | |
TERM DEPOSITS |
Redeemable | Non-Redeemable |
| 30 – 59 days | 3.00% | |
| 60 – 89 Days | 3.25% | |
| 90 – 179 Days | 3.50% | |
| 180 – 269 Days | 3.75% | |
| 270 – 364 Days | 4.00% | |
TERM DEPOSITS – REDEEMABLE |
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| 12 – 17 Months | 5.00% | |
| 18 – 29 Months | 4.75% | |
| 30 – 36 Months | 4.50% | |
| 48 Months | 4.25% | |
| 60 Months | 4.25% | |
TERM DEPOSITS – NON REDEEMABLE |
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| 48 Months | 4.35% | |
| 60 Months | 4.35% | |
RRSP & RRIF |
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| Variable | 2.90% | |
| 12 – 17 Months | 5.00% | |
| 18 – 29 Months | 4.75% | |
| 30 – 36 Months | 4.50% | |
| 48 Months | 4.35% | |
| 60 Months | 4.35% | |
| REDEEMABLE TERM DEPOSITS ARE AVAILABLE IN NON-REGISTERED, TFSA, AND FHSA. NON-REDEEMABLE TERM DEPOSITS ARE AVAILABLE IN NON-REGISTERED AND TFSA.EARLY REDEMPTION PENALTY: The lessor of 3% of the principle amount of the term deposit or the accrued interest (plus interest already paid in the case of a 2, 3, 4 or 5 year term deposit) INTEREST RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE |